Optimize what is... first...... and strucrure yourself to manage change as i happens because as Fg said it happens
Until you get the two working in tandem you do not have a model for peak performance ie Virginia pension system and harvard endowment.
Unless you can say life is fully funded go for it Buffet another dimension - Maslow - Gates
Micro - finance the role of Planning
Macro the integration of main & Wall
In a capitalist system, these are parallel universes not a homegenous world. complexity
Like the harvard model one feeds the other and they both grow together. when interest oustrips groeth you know where you are in the evolutionary cycle MASLOW
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