The Universal Baking Model Took The Entire Industry In the Wrong Direction and nearly brought down the System itself

Think Sears vs a shopping Mall with your Lulumons and whatever (evolution) that is a Modular Approach

This presents tremendous opportunities Going Forward as the Market not the Government will now restructure the System going Forward ie. Meridith Whitney W/credit Ratings etc.Main & WALL with Welth Managemenr. Complexity not homogenous/ incestuous is the Natural progression of business...